Finance
Finance for almost any purpose. Whatever your goal is, tell us how we can support you
Lease Finance
Many financial organisations will only provide asset finance for traditional hard assets. At KOICOMS we are able to fund any sort of asset, be it a traditional hard asset, such as heavy plant machinery, tractors, vehicles and fork lifts to more ‘soft’ assets such as gym equipment, dental equipment, IT software, office furniture and much more.
Business Loans & Commercial Property Finance
You know your business better than anyone. A business loan affords you the freedom to use the monies as you best see fit. Whether it’s consolidating existing finance, growing your existing business or buying another, if you’re looking for a loan from between £10,000 and £10,000,000, then KOICOMS can help.
Hire Purchase
Similar to a lease agreement however, you are the purchaser and there is therefore a promise of ownership for the goods. After all payments have been made, your business becomes the owner of the equipment, either automatically or on payment of a final option to purchase fee.
Why KOICOMS Business Cash Advances Work For You
It’s fast and easy to apply for an unsecured business cash advance with Business Cash Advance. No security or collateral is required. No audits of your accounts are required. We accept Personal Guarantees from owners of incorporated entities.
Unlike conventional bank loans, there are no fixed monthly payments or interest rates when you get an advance from us. Instead, payments are sensibly based on a percentage of your future credit/debit card sales at an agreed fixed fee. It’s reassuring to know that we only get paid when you get paid.
Ready to improve or grow your business with an unsecured advance from Business Cash Advance?
How It Works
We’ve made it fast and easy to apply for a business cash advance from us.
Cash Advance
Introducing our flexible and sustainable financing that is designed to help your business grow. The KOICOMS Cash Advance aligns naturally and seamlessly with your cashflow. You repay a small percentage of each transaction until your merchant cash advance has been repaid. This gives you breathing room to navigate the seasonal ups and downs of running a business.
How Cash Advance Benefits Your Business
- It’s quick and painless to apply
- Payment is flexible – we get paid when you get paid, based on credit card sales
- No fixed repayment term. No penalty for slow repayment
- No restrictions on how you use your funds
- No security or account audits because your advance is unsecured
- Fixed up front factoring fee – negotiated on a case-by-case basis
What You’ll Need To Qualify
- Monthly minimum turnover of £3,000
- Been in business for more than 1 year
- Can process credit/debit card transactions and provide statements
After You’ve Applied
- We’ll process your application and take care of necessary credit checks
- Within 10 business days, we’ll let you know how much we can advance you
- Then you can confirm how much cash you would like
- Your money will be paid directly into your bank account
What Our Customers Say About Us
Excellent
Great service all round
I have recently become a customer of this local company and cannot praise them highly enough. Sara was …
Highly Recommended
From start to finish Koicoms was a pleasure to deal with and has helped save our business time and money …
Reliable company
Reliable company to deal with and also answer the phone in times of need quickly in retail …