Finance

Finance for almost any purpose. Whatever your goal is, tell us how we can support you

Lease Finance

Many financial organisations will only provide asset finance for traditional hard assets. At KOICOMS we are able to fund any sort of asset, be it a traditional hard asset, such as heavy plant machinery, tractors, vehicles and fork lifts to more ‘soft’ assets such as gym equipment, dental equipment, IT software, office furniture and much more.

Business Loans

You know your business better than anyone. A business loan affords you the freedom to use the monies as you best see fit. Whether it’s consolidating existing finance, growing your existing business or buying another, if you’re looking for a loan from between £10,000 and £10,000,000, then KOICOMS can help.

Hire Purchase

Similar to a lease agreement however, you are the purchaser and there is therefore a promise of ownership for the goods. After all payments have been made, your business becomes the owner of the equipment, either automatically or on payment of a final option to purchase fee.

Why KOICOMS Business Cash Advances Work For You

If you’ve been frustrated with the red tape of applying for a business loan at a bank, Business Cash Advance has a refreshingly straightforward alternative for you. We can help you get the cash you need to grow your business, keep it competitive, and take advantage of seasonal opportunities with an unsecured business cash advance.

It’s fast and easy to apply for an unsecured business cash advance with Business Cash Advance. No security or collateral is required. No audits of your accounts are required. We accept Personal Guarantees from owners of incorporated entities.

Unlike conventional bank loans, there are no fixed monthly payments or interest rates when you get an advance from us. Instead, payments are sensibly based on a percentage of your future credit/debit card sales at an agreed fixed fee. It’s reassuring to know that we only get paid when you get paid.

Ready to improve or grow your business with an unsecured advance from Business Cash Advance?

How It Works

We’ve made it fast and easy to apply for a business cash advance from us.

Cash Advance

Introducing our flexible and sustainable financing that is designed to help your business grow. The KOICOMS Cash Advance aligns naturally and seamlessly with your cashflow. You repay a small percentage of each transaction until your merchant cash advance has been repaid. This gives you breathing room to navigate the seasonal ups and downs of running a business.

How Cash Advance Benefits Your Business

  • It’s quick and painless to apply
  • Payment is flexible – we get paid when you get paid, based on credit card sales
  • No fixed repayment term. No penalty for slow repayment
  • No restrictions on how you use your funds
  • No security or account audits because your advance is unsecured
  • Fixed up front factoring fee – negotiated on a case-by-case basis

What You’ll Need To Qualify

  • Monthly minimum turnover of £3,000
  • Been in business for more than 1 year
  • Can process credit/debit card transactions and provide statements

After You’ve Applied

  • We’ll process your application and take care of necessary credit checks
  • Within 10 business days, we’ll let you know how much we can advance you
  • Then you can confirm how much cash you would like
  • Your money will be paid directly into your bank account

Get in Touch Today

To start saving money for your business.